Think twice. You may be able find a cheaper policy elsewhere. Getty Images By Kimberly Lankford, Contributing Editor January 3, 2019From Kiplinger’s Personal Finance QI’m about to rent an apartment, and my landlord is offering renters’ insurance along with my lease. Is this a good deal? - R.M., CincinnatiSee Also: 10 Surprising Things Insurance Covers ANot necessarily. Other policies may be cheaper and provide more extensive coverage, says Mark Fitzpatrick, of ValuePenguin, a consumer research site. If you buy coverage through your auto insurer, you may get a 10% to 20% multi-policy discount on both policies. Got a question? Ask Kim at email@example.com.